Mortgage deals in the UK, particularly cheap-rate fixed arrangements seem to be on to a good start. I just came across some ‘comfortably cheap’ fixed rated deals including ‘100% mortgage deals’ but then adverse credit could pose a challenge to them later. Here are some latest mortgage deals that I came that may interest you. “Cheapest” (read lowest) UK mortgage rates for April The best mortgage deal is obviously from First Direct at 1.99% at the Variable of 65% Maximum LTV at 3.60% until April 2013. The fact is PMS, Saffron Building Society are all offering the initial rate of 1.99% (fees - £999 at Maximum 65% of Loan-to-Value) while ING and Santander is giving 2.19% each as initial rates. It is the variable – and First Direct is the lowest – that is could decide the buying point. PMS is at 60% Maximum LTV at 4.10 APR. Saffron Building Society is offering 65% Maximum LTV at 5.10% APR.